Eight phases. In order.
No skipping ahead.
Fundability is sequential — supplier credit doesn't work without vendor history, and vendor accounts don't work without a clean foundation. Your assessment tells you which phase you're standing in right now.
Fundability is sequential — supplier credit doesn't work without vendor history, and vendor
accounts don't work without a clean foundation. Your assessment tells you which phase
you're standing in right now.
Build a business that verifies. Every lender check starts here.
Formation guidance · EIN registration · Business address strategy · Business phone & email · Website & domain · Banking preparation
Make your business consistent everywhere it gets looked up.
Business verification · Secretary of State review · Business listings · Industry classification · Compliance review · Documentation strategy
Establish the first reporting payment history in your business name.
Vendor credit strategy · Net-30 education · Trade reference planning · Vendor relationship guidance . Commercial credit education
Extend purchasing power as operations grow.
Supplier credit strategy · Purchasing power planning · Trade account guidance · Purchasing structure · Supplier relationships
Separate transportation and fuel spend from personal finances.
Fleet card readiness · Fuel card guidance · Commercial fleet accounts · Transportation business support · Fleet credit strategy
Prepare the business profile before you apply for a work truck, van or equipment.
Business profile review · Financial organization · Credit profile assessment · Vehicle finance strategy · Commercial lending preparation
Strengthen the commercial profile over time, deliberately.
Commercial credit education · Credit profile review · Business credit strategy · Monitoring guidance · Responsible credit management
Position the business to explore financing from a prepared footing.
Working capital readiness · Line of credit preparation · Equipment financing readiness · Commercial vehicle financing · SBA loan preparation
FREE ASSESSMENT
One call and you'll know where your business stands.
One call and you'll know where
your business stands.
What's on your business profile, which phase you're in, and what to do next.
Free, and yours to keep either way.
Free 20–30 minute call with Cedrick Phillips · No obligation
© 2026 Fundswell Consulting Group
Nationwide · Startups to established operators